Medicare, When do I File

I’m in a quandary. I am 66 years old and I still receive SS/Disability, that comes with Medicare Parts A and B. My primary insurance is with Pete’s job and Medicare has always been secondary. When I turned 65 I called Social Security and was told that I don’t file until I’m 67.

For months now I’ve been receiving all these different medical plans, which I save but don’t read. I feel I’m being inundated with the mail and the constant commercials on TV. I don’t turn 67 until July.

There’s an easy solution, I need to call Social Security and find out. For some reason I don’t. I’m afraid they’ll say yes, that I do need to pick a plan and that’s freaking me out.

The deadline is next week. I’m ignoring it, but not really because it’s constantly on my mind. Reading and making this important decision is overwhelming me.

There is so much going on right now. My home is a complete disaster. Christmas presents are taking over the dining room. There are two box springs in the guest room against the wall, (we got a new bed) waiting to go down to NC. My office is filled with boxes of supplies for making Christmas wreaths and I’m bleeding money buying presents. I have no Christmas decorations out, I have a painting that needs to be finished, wreaths need to be made, and I’m paralyzed by all of this. I’ve been numbing my brain playing games on my iPad.

The fact that I need help with everything I need to do bothers the shit out of me.

Therefore I do nothing